On medium heat, combine salsa with garlic and chicken broth, heat for 2-3 minutes
Add in the cans of Pinto Beans.

Increase heat to high power and bring mixture to a boil.

Add cheese (you may use as little as 2 oz, or the entire 8oz for a more decadent taste.)

Stir while on a continuous boil for 5-7 minutes, or until the soup reaches a thick consistency.

Sprinkle with fresh chopped cilantro and a little more cheese.

This soup can be jazzed up by adding sausage, smoked bacon or even chicken.