This is the time of year when deer tend to venture closer to our roadways, a time to not only watch out for them, but also to check your auto insurance policy.
The Insurance Institute for Highway Safety says deer crashes result in more than one billion dollars in vehicle damages each year. Of the 1.5 million people who hit a deer, the Institute says thousands discovered their auto insurance would not cover the cost.
In most cases, full coverage will cover repairs, but collision coverage may not.
David Byler, owner of Body Builders Paint and Body in Tallahassee, recommends, "Always check with your agent and make sure you're covered. In most cases, full coverage in the state of Florida pays for deer collisions."
Without the proper coverage, Byler says repairs can cost between $2,000 and $8,000.
Deer feed during dusk and dawn hours, so watch out for them during those hours. If you encounter one, blow your horn, do not swerve, brake firmly, and always wear a seat belt.