March 18, 2014
Valdosta, GA - It's pretty ironic that National Flood Preparedness Week has come right alongside 5 inches of rain in South Georgia, but for residents of Valdosta who remember the flood of 2009, that much rain can be a real problem if you don't have flood insurance.
"Many people don't realize that flood is not covered in their homeowners policy. It's important to know what is and isn't covered in your homeowners policy", says Christi Marsh, a State Farm Agent based in Valdosta.
She says because Valdosta has flooded in the past, it is also important to know whether or not you live in a flood zone. These zones are prone to rising water, which could get into your home and end up costing you thousands of dollars out of pocket without flood insurance.
Valdosta resident, Carrie Eager, owns a home on Lake Drive. She says her and her husband actually protested having to buy flood insurance when they first moved in, but they were extremely grateful to have it during that flood of 2009 because their family actually had to vacate their home by boat.
"For the money, it's very inexpensive, and I would say, if you're anywhere close to a flood plain, or could possibly be flooded, to definitely go ahead and purchase it. It's well worth the little bit of money you'll spend in savings if you get your house flooded."
Henry Hicks, with the City of Valdosta says they are doing everything they can to get standing water out of roads and yards, but in the mean time, avoid any standing water, even if it looks clean.
"It's not something you want to send the kids out to play in. Even if it is in your yard and there haven't been any sewer spills, there could be some bacteria in there. "
Marsh adds flood insurance is actually covered by FEMA and is the same across the board-- no matter where you live.
You can find more information by visiting floodsmart.gov.
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