Insurer Must Pay for Florida Rental Car Crash

By: AP Email
By: AP Email

TALLAHASSEE 11/24/2011 -- That's what the Florida Supreme Court decided in a 5-2 opinion Wednesday.

The majority ruled in the Gadsden County case that the rental car was covered by Katusha Shazier's insurance policy because it was a "temporary substitute auto."

The justices rejected Geico Indemnity Co.'s argument that it no longer fell into that category because Shazier had let someone else drive.

The opinion reversed a 1st District Court of Appeal ruling in Geico's favor.

Justice R. Fred Lewis wrote that the appellate decision conflicted with prior Supreme Court rulings.

Chief Justice Charles Canady and Justice Ricky Polston dissented, saying they found no conflict with the earlier decisions.


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  • by BMW Location: Tallahassee on Nov 26, 2011 at 05:38 AM
    My grand daughter (20 years old and a licensed Florida driver; 1 seatbelt violation) and I (62 years old) were returning with a rental car, from a trip to Rhode Island. The rental was in my name, I had no intention of having my granddaughter drive. I started feeling nauseous, as I was driving through Jacksonville. I felt that it is best that she drive. We got into a crash. What was I suppose to do in this sort of situation? All I wanted to do was get home! Suggestions, please.
  • by Cat on Nov 25, 2011 at 08:35 AM
    Decisions of this nature are one reason car insurance rates are high. Our courts seem to have as much of a problem recognizing the meaning of the word unauthorized as they do illegal.
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