Citizens Insurance Asking for Lawsuit Immunity

By: Troy Kinsey Email
By: Troy Kinsey Email

Citizens, our state-run insurance company, is asking the Florida supreme court for immunity.

Kevin Cate with the group 'policyholders of Florida' is outraged.

Cate says, "If it walks like an insurance company, talks like an insurance company, and it's the insurance company of last resort for most people, it needs to live up to the responsibilities - the promises-it made to those homeowners."

For the more than one million homeowners covered by citizens, about the only way to hold the company accountable can be to take it to court.

This is a different kind of company run by the state and protected by lawmakers.

Citizens has taken on overwhelming risk, legislators have made it clear it can't waste its money fighting lawsuits.

That's why the company's attorney says once a claims rejected, the case should be closed.

Barry Richard says, "The Legislature went to extraordinary lengths to protect those funds, which are just paid by all of the policyholders in the state of Florida, and part of the way they did that is they said, 'we are not going to allow it to be used to pay for litigation'."

The high court's justices appear to be skeptical.

The issue here is whether homeowners can have faith in the legal system to do what they complain their insurance company hasn't.

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Comments are posted from viewers like you and do not always reflect the views of this station.
  • by Carla Location: Tallahassee on Sep 9, 2011 at 02:34 PM
    This article and story is so inaccurate, it's pathetic. Citizens can be sued for breach of contract for denying the claim. It just can't be sued for "bad faith" which is the way plaintiff's lawyers get rich.
    • reply
      by Steve Not in Marietta on Sep 9, 2011 at 05:45 PM in reply to Carla
      Carla(Citizen). It is a shell game, they get your funds and deny your claims. Thanx.
  • by offf course on Sep 9, 2011 at 01:53 PM
    cant even pay my insurance and am tired of paying for others.
  • by Steve Location: Not in Marietta on Sep 9, 2011 at 10:09 AM
    I have two points on this article. I witnessed the demolition of million dollar homes on the floodplain of The Apalachicola River a few years ago. The state bought these places to encourage no more building within the floodplain. Citizens is a true to life "shell game." You put your money on the table, and some pencil neck moves three shells around...Do you follow? The end result is you lose your money, and it's moved to another place. The pocket of the dude running the shell game. Have you ever heard of a United States Government(owned and operated) Company named "The Resolution Trust Corporation?" It's there, I promise! Google this. Thanx.
  • by Simple Solution on Sep 9, 2011 at 08:35 AM
    Leave those living along the coast to their fate. God will save those worth saving, and gleefully wash the rest into the sea. Problem solved.
    • reply
      by yep on Sep 9, 2011 at 09:02 AM in reply to Simple Solution
      Simple solution from a simple mind.
    • reply
      by Proud Republican on Sep 9, 2011 at 09:03 AM in reply to Simple Solution
      our fate is you paying for us to have our vactions home along the coast, john-Q- public goes broke paying insurance premimiums, we collect and get rich!!
      • reply
        by Reagan Republican on Sep 9, 2011 at 02:48 PM in reply to Proud Republican
        @ proud republican: Your sarcasm is neither helpful nor productive. Stop with your bully tactics and grow up. How about coming up with solutions or making points that correlate with your viewpoints.
  • by Simple on Sep 9, 2011 at 07:51 AM
    It was done to help coastal folks since private insurance won't insure them. Now, a few greedy folks in Destin want to sue to get more money and, for once, they're being told no. "No" should be a valid answer more often.
  • by Bo Location: Big Bend on Sep 9, 2011 at 07:15 AM
    What a joke!!!
  • by Alice Location: crawfordville on Sep 9, 2011 at 05:15 AM
    Obama to the resuce he will save the Day,NOT he already has given BANKS,WALL STREET,AUTO the RIGHT to do what THEY want. OBAMA will save the day.
    • reply
      by conservative democrat on Sep 9, 2011 at 09:04 AM in reply to Alice
      that was Bush, not Obama !
      • reply
        by Anonymous on Sep 9, 2011 at 09:23 AM in reply to conservative democrat
        • reply
          by Anonymouse on Sep 9, 2011 at 11:24 AM in reply to
          wrong, it was Bush. a blank check for his buddies. Obama got the bill.
        • reply
          by rob on Sep 9, 2011 at 01:14 PM in reply to
          I could partially agree that...except that Obama didnt only not pay the bill...he added more to it than any other POTUS in history!
  • by Jack Location: Tallahassee on Sep 9, 2011 at 04:09 AM
    The consequences of the Gov getting involved where it shouldn't. Easy to fix this problem. GET THE GOV OUT OF THE INSURANCE BUSINESS!
  • by ridiculous on Sep 9, 2011 at 03:29 AM
    Of course they want to be large and in charge and have everyone at their mercy. They want absolute power and control with no oversight or accountability. This is a runaway train here. Hopefully the Legislature is not this stupid but we will see. The Courts should decide when parties disagree not just one party control.
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